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Melbourne Mortgage Broker

Your Home Loan,
Done Right.

With over 20 years of experience across residential, commercial, and specialist lending — I find the right solution for you across 30+ lenders.

20+
Years Experience
500+
Loans Settled
30+
Lender Panel
5.0★
Google Rating
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Residential Lending Commercial Finance Equipment Finance SMSF Lending Sharia Compliant Development Finance Reverse Mortgages Personal Loans Residential Lending Commercial Finance Equipment Finance SMSF Lending Sharia Compliant Development Finance Reverse Mortgages Personal Loans
Call: 0402 881 618 tansel@rateone.com.au WhatsApp
Tansel Avsar
20+Years Experience
About Tansel

A Broker Who Works For You — Not the Banks

With over 20 years of experience navigating the Australian lending landscape, I have helped hundreds of Melburnians — from first home buyers to seasoned developers — secure the right finance at the right rate.

My service is completely free to you. I am paid by the lender after settlement, which means my only priority is your best outcome. No hidden agendas, no pressure — just expert advice you can trust.

  • Over 20 years across residential, commercial & specialist lending
  • Access to 30+ lenders including all major Australian banks
  • Completely free service — paid by the lender, never you
  • Available evenings and weekends at your convenience
  • MFAA member — held to the highest professional standards
Book a Free Chat
What I Do

Specialist Finance Across Every Category

■  Residential & Personal
01

First Home Buyers

Navigate your first purchase with confidence. Government grants, scheme access, and the best rate available.

02

Refinancing

Already have a loan? I will compare your current rate against 30+ lenders and show you exactly what you could save.

03

Reverse Mortgages

Helping retirees unlock equity in their home to fund retirement — without the obligation of regular repayments.

04

Personal Loans

Competitive personal loan options for vehicles, renovations, education, or any significant personal purchase.

■  Commercial & Specialist
05

Commercial Lending

Office, retail, industrial — commercial property loans structured to suit your business goals and cash flow.

06

Development Finance

Residential and commercial construction and development facilities — from duplex to multi-storey projects.

07

Equipment Finance

Chattel mortgage, finance lease, or hire purchase — tailored equipment and asset finance for business owners.

08

SMSF Lending

Specialist SMSF property loans for self-managed super funds looking to invest in residential or commercial property.

■  Investment & Specialty
09

Investment Properties

Build your portfolio with the right loan structure to maximise borrowing capacity and investment returns.

10

Sharia Compliant Finance

Ethical, interest-free home finance solutions that comply with Islamic principles — available through specialist lenders.

11

Upgrading Your Home

Ready to upsize? I will assess your equity and find the right bridging or upgrade finance solution to make your move seamless.

The Process

Simple. Transparent. Stress-Free.

01

Free Consultation

A 15-minute call or Zoom to understand your goals, situation, and timeline with zero obligation.

02

Loan Research

I compare across 30+ lenders to find the best rate and loan structure tailored to your needs.

03

Application

I handle all paperwork and liaise directly with the lender on your behalf. You sit back.

04

Approval & Settlement

I guide you all the way through to approval and settlement, keeping you updated every step.

Client Reviews

What My Clients Say

Tansel made buying our first home so much less stressful than we expected. He explained everything clearly, was always available, and got us a rate we could not find ourselves. Could not recommend him more highly.

★★★★★
Sarah & Liam Chen
First Home Buyers — Northcote

I had been with the same bank for 10 years and assumed I was getting a fair deal. Tansel saved me over $4,000 a year by refinancing. Incredibly professional, honest, and fast to respond.

★★★★★
Michael Papadopoulos
Refinanced — South Yarra

We have used Tansel for three investment properties now. His knowledge of investor and SMSF lending is exceptional. He always finds creative solutions when our situation is complex. Our go-to broker.

★★★★★
Rachel & Nathan Morris
Property Investors — Melbourne
Get in Touch

Let's Talk About Your Finance

Whether you are exploring your options or ready to apply, I am here to help. I respond within a few hours — reach out via any channel below.

Servicing Hours

Mon – Fri9:00am – 6:00pm
Sunday10:00am – 6:00pm

Flexible hours available — I can accommodate appointments outside these times to suit your schedule.

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